Karu Medical Associates

Urgent and Emergency Care

Sick or Hurt? How to Know Where to Go!

Urgent Care Clinics


  • Covenant MedExpress
    5570 State St.
    Saginaw, MI 48602
  • Covenant MedExpress-University Center (SVSU)
    2970 Pierce Rd.
    Saginaw, MI 48604

There are also Covenant locations in Bay City, Frankenmuth, and Hemlock. Download this brochure of Covenant MedExpress Locations. 

Emergency Rooms

  • Ascension St. Mary's Emergency Room
    800 S. Washington Ave.
    Saginaw, MI 48601
  • Ascension St. Mary's at Towne Centre
    4599 Towne Centre Rd.
    Saginaw, MI 48604
    Also known as Ambulatory Care Center, ACC, or Towne Centre This is a TRUE Emergency Room -Do not use for Urgent Care
  • Covenant Emergency Care Center
    700 Cooper Ave.
    Saginaw, MI 48602


Doctor, Urgent Care, or Emergency Room?

Deciding where to go when you're sick or injured can be confusing.

To avoid unnecessary and costly ER visits, let us help make this decision easier.

Call us first before going to an Urgent Care or Emergency Room. We want to be your first choice when it comes to your medical care.

Karu Medical Associates reserves same-day appointments for urgent care needs. Call us during office hours for an appointment. We may direct you to an Urgent Care or Emergency room if appropriate.

After hours, weekends, and holidays, a physician is available by phone. Just call our office phone number 989-497-5278. A doctor will speak with you and guide your care.

Save medication refills, appointment inquiries, and management of chronic conditions for office hours.

We want to know when you're sick or injured!

Urgent Care Clinics are used for care of non-life-threatening conditions

  • Sprains/strains
  • Cuts that may need stitches
  • Throat/ear/eye infections
  • Urinary tract infections
  • Fever Flu symptoms
  • Nausea/vomiting

Emergency Rooms are used for fast, life-saving care

  • Chest pain/ tightness /squeezing
  • Difficulty breathing/shortness of breath
  • Sudden numbness in face, arm, or leg
  • Sudden dizziness/weakness
  • Loss of consciousness
  • Severe abdominal pain
  • Loss of coordination or balance
  • Deep cuts or bleeding that won't stop
  • Seizures
  • High fevers over 102.0
  • Coughing or vomiting blood
  • Sudden blurred vision
  • Broken bones

Get Printable Copy of This Information

You can download and print this as a two-sided booklet, click here to open and then click Print. Under the option that defaults to Print One-Sided, select a two-sided print setting. This booklet is set up to flip on the short side of the page.