Karu Medical Associates

  • Couple
    Patient Centered Medical Home
  • Doctor Patient
    Your Internal Medicine Specialists
  • Older Man
    Your Personal Care Is Our Mission
  • Woman
    Primary Care First

 Office Hours:

  • Monday, Wednesday, Thursday: 9am - 4:30pm
  • Tuesday and Friday: 9am - 3:30pm

Office Closures

  • New Years Day
  • Memorial Day
  • Independence Day


  • Labor Day
  • Thanksgiving Day
  • Christmas Day

Coronavirus Information

Check out this page for more information: COVID-19 Message 

Follow us on FACEBOOK to stay up to date.


After Hours Information

The center of your healthcare team is your primary care physician.

Coverage is available 24 hours a day, every day of the year.

When experiencing an urgent need after hours you are encouraged to call our office at (989) 497-5278. A physician is available to guide your care.

Call 911 in a true medical emergency.

Insurance companies are increasingly applying large copays when using any Emergency Room (including Ascension St. Mary's Towne Centre location).

Medical emergencies include symptoms like chest pain, shortness of breath, numbness in the face, arm, or leg, abdominal pain, and more. For more information about medical emergencies click here.

Springfield Urgent Care is Karu Medical Associates preferred urgent care facility. Other local urgent care options include MedExpress.

Urgent Care Clinics are a quick and cost-effective alternative for non-life-threatening conditions. There are several urgent care clinics, most likely one near you.

COME TO US FOR SAME DAY APPOINTMENTS. We have your complete history, we know you, and we ask that you not use an emergency room or urgent care for medical problems during regular office hours.


Our Mission

With a focus on wellness and prevention, Karu Medical Associates offers primary care services to individuals 18 and above from Saginaw and the surrounding areas.

We aspire to give access to consistent, comprehensive, evidence-based quality care that will result in your best possible personal outcome. Our experienced staff is ready to guide you to develop a plan of care specific to you and your healthcare goals. 

Achieving the high standards of patient care stipulated by Blue Cross and Blue Shield, we are your Patient Center Medical Home (PCMH). PCMH designation is an important accomplishment. Getting you the right care, at the right time and in the right place is crucial. We provide coordination of care with a specialist, if needed. Coverage 24 hours a day, 7 days a week if an illness or accident occurs is available. We encourage you to reach out when you need us for emergency and urgent conditions.

Karu Medical Associates extends a warm welcome.

Learn more about PCMH 

Phreesia App



The Phreesia app is available to enhance your patient care experience at Karu Medical Associates. Please use this app to perform registration online before your visit.